Hello and thanks for visiting our web page. We have purposefully loaded it with valuable information. So please surf through, bookmark your favorite pages, and come back often for updated info. If you or anyone you care about has any questions about mortgages, credit, or the housing market, just call us!

Do you have Loan-A-Phobia?

loan-a-phobia - n. fear, dislike, or aversion to the process of obtaining a mortgage loan.

Obtaining a mortgage loan does not have to be

a scary or confusing process.

We don't believe the mortgage process should be a mystery. That's why we educate our clients about the mortgage process and how the financial industry works. We work with over 60 lenders with hundreds of loan programs each. It's our job to sift through them to find your best loan options. Then we will review the options with you, explaining the pros and cons of each, so you can make an educated decision that best suits your family.

We promise to:

•  Explain things in plain English
• Communicate during the loan process so you know what is happening
• Design your mortgage around your future plans
• Stay in touch with you to make sure the loan program still fits your family

The process begins with us getting to know you better. You are NOT just a number or file to us. You are a very real person with real concerns.

Denese Weems is everything I look for in a loan officer because she takes the time to get to know her clients as people. She is able to see the home buying process through their eyes and together she and her clients explore loan options. This in depth process allows her to guide her clients to the programs that best meet their needs.

Nancy Filgate, Realtor

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